Health insurance in Thailand

Services

Your insurance solution

A flexible plan for digital nomads, an OIC-approved policy for your retirement visa, or family cover for the whole household. Whichever fits your visa, we help you find it.

3 insurance partners
Fast reply
Bilingual EN/FR support

Full service

Your insurance,matched to your visa

Choose with confidence. You tell us your visa and health profile, we match you to the plan that actually fits, and you subscribe directly with the insurer you choose.

What's included in every recommendation

Matched to your exact visa requirement

Whichever visa you hold, we check exactly what it requires in terms of cover before recommending anything.

A real comparison, not one insurer pushed on you

We work with 3 insurance partners and compare plans against your age, health history and budget, not a single default option.

You subscribe directly with the insurer

We recommend the right partner for your situation; the subscription itself is made directly between you and the insurer you choose, with no fee added by us.

A fast, personalised recommendation

Tell us your situation once, and we come back with a personalised recommendation, bilingual in English and French.

Which Visas Require Mandatory Health Insurance?

Health insurance requirements in Thailand vary by visa type.

Visa TypeRequired?Minimum Coverage
DTV VisaRecommendedSome embassies ask for proof of cover
LTR Visa✓ YESUSD 50,000 per policy year (or USD 100,000 bank deposit)
Smart Visa✓ YES500,000 THB for the whole period of stay
Thailand Privilege CardRecommended-
Retirement Visa✓ YES O-A and O-X routesO-A: USD 100,000 per year · O-X: 400,000 THB inpatient + 40,000 THB outpatient
Work VisaRecommendedUsually covered by your employer
Marriage VisaRecommended-
Tourist Visa & METVRecommended-
Education VisaRecommended-

Requirements vary by embassy and immigration office, and can change. Always verify before applying.

Whether or not your visa requires it, here's why it's worth having.

From €4,000 to €80,000

The cost of a single medical emergency can escalate fast, from routine surgery to an international evacuation.

Travel Insurance Isn't Enough

Most travel policies stop covering you after 60 to 90 days, and rarely cover pre-existing conditions or long-term care.

Public vs Private Hospitals

Public hospitals mean longer waits and language barriers; private hospitals require payment or insurance before they'll treat you.

Find the Right Insurance for Your Profile

Not all expats need the same insurance. Age, visa type, health history and length of stay all affect which plan is right for you.

Flexible, budget-friendly cover for remote workers, students and anyone not yet tied to a long-stay visa. Insurance isn't legally mandatory on these routes, but private healthcare in Thailand is expensive enough to make it worth having.

SafetyWing

SafetyWing

The simplest way to get flexible cover while you figure out your longer-term plans.

✓Monthly subscription, cancel anytime
✓Cover follows you between countries
✓Up to $250,000 in medical cover

Travel medical cover, not a full health plan.

See SafetyWing →

Some of these links are affiliate links. If you sign up through them, we may earn a commission at no extra cost to you.

Get an Insurance Recommendation

Tell us about your situation. We come back to you within 24 hours with a personalised recommendation. The subscription is always made directly with the insurer of your choice.

Step 1 of 5

Your health deserves the right cover.

Whether you're comparing options for the first time or your visa situation has changed, a few minutes is enough for us to point you to the right partner.

Find my solutionQuestions? Contact us

Frequently asked questions